Partial Surrende

LIC Endowment Plus is a ULIP plan Launched by Life Insurance Corporation of India. This is a Investment and Insurance plan. Most people  read about the share market trend and plan to invest. Endowment plans give such people an opportunity to invest in market and at the same time insure themselves for certain period. If the Life Insured dies within the policy tenure, the nominee would receive the Sum Assured or the Fund Value, whichever is higher.  Different benefits offered by Endowment Plus are: Death benefit: the policy holder, nominee will receive Fund value or Sum Assured whichever is higher.  Maturity benefit:  policy holder will receive the amount as per fund value.  Accident benefit option: you may opt for Accident Benefit equal to the amount of life cover subject to minimum of Rs. 25,000 and maximum sum assured of Rs. 50,00,00 taking all existing policies of the Life Assured with the Corporation. In case of death due to an accident, an additional sum equal to Accident Benefit Sum Assured shall be payable.  Investment of funds: At any point of time endowment policy offers four kinds of funds to invest in. Funds range from conservative to aggressive, mostly for long run…

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LIC offers various insurance plans and one among them is Jeevan Saral. This policy comes under Endowment Assurance plan that is it offers an endowment plan offers security throughout the life in case of uncertainty of death.LIC Jeevan Saral has various other benefits and loyalty additions. This is mostly beneficial for employees seeking savings and life cover through schemes like Jeevan Saral. Features of Jeevan Saral Plan: It offers high cover with smooth returns. Minimum age to avail this policy is 12 years and maximum 60 years. Minimum term for taking policy is 10 years and maximum being 35 years. Payment mode flexible where in can pay monthly, quarterly, half yearly, and yearly. Monthly Premium to be paid is Rs 250 /- per month till you turn 49 and later Rs 400/- that is from 50 years till 70years. Extended risk cover for one year after 3 years premium payment. Can surrender the policy after three years of policy from the start and the policy should be in force till date. At any point of time can opt for optional term riders. It allows you to surrender your policy at any time. It provides guaranteed cash back offer. Benefits of Jeevan…

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