Endowment Assurance Plan

Life insurance is primarily designed to protect your dependents from financial disaster in the event of your death. LIC Child Fortune Plus is a unit linked policy. The needs of children go much beyond securing admissions in the best schools and exploring opportunities for education. What are your child’s needs?  Marriage expenses  foreign or higher studies  Your child’s medical bills  In case of your death then burial expenses After determining child needs, knowing the benefits and features of the policy are of main criteria:  Premium can be paid subject to a minimum of Rs. 25,000 and thereafter in multiples of Rs 1,000/-. The Policyholder will have the option to choose any of the funds like Bond Fund, Secured Fund, Balanced Fund, and Growth Fund. Policy Term: Maximum policy term is 30 years or [25] last birthday of child or [75] nearest birthday of life assured, whichever is lower.  If policy is not in force then partial withdrawals are not allowed.  Partial withdrawal will be allowed subject to a minimum of Rs. 5000/-in the Policyholder’s Fund or 10% of single premium, whichever is higher. The policyholder can switch between any fund types during the policy term. You can pay your premiums…

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LIC Policies for Children and Kids are specially designed to meet the increasing educational and other needs of growing children. Most of the insurance companies offer plans for children and LIC is one among them.LIC offers various plans for this group. Selecting the right scheme/plan depends on individual needs.  LIC Children,Kids Plans and their features Komal Jeevan:  Jeevan Anurag  Jeevan Kishore:  Jeevan Chhaya:  Plan type Endowment Assurance plan endowment policy Endowment Assurance Plan Endowment Assurance plan Min/Max Term Child/Parent  Premium to be paid till the child attains age 18. Max. Term- 26 yrs Premium to be paid till the parent is 70years old or 25 years term of policy Minimum term is 5 years and maximum 35 years. Maturity age: Max: 65 yrs. Age of child/Parent Child :0 – 10 years N A Child:0-12 years NA Age of parent N A 20-60 years N A 18-65 years Benefit strucure Money paid as per – attained age: 18 yrs-20% of S.A, 20 yrs-20% of SA, 22yrs-30% of SA, 24yrs-30% of SA & 26 yrs- Bonus for entire Term + Loyalty Additions, if any Payment of 20% of the Basic S.A till last 3 policy years before maturity.At maturity, 40% of the…

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