Emergency Hospitalisation

Overseas Medical Insurance The insurance policy which covers illness suffered or accident sustained by Indian residents during their overseas trips for a specific purpose and pays for the medical expenses is called overseas medical insurance. Who are eligible? a)    People going abroad on a holiday b)    Employment c)    Studies d)    Business and official purposes e)    Foreign nationals on Indian assignments for Indian employers of MNC’s drawing their salary in Indian Rupees, covering their official visits abroad undertaken on behalf of their employers f)     Accompanying spouse and children of the person going abroad is treated as going under holiday travel. Also Read about Family Travel Insurance in India Guide Age Limit a)Adults are covered up to the age of 70 years. However cover for those aged above 70 years is granted at extra premium. b) Children above 6 months of age are covered with exclusion of certain child diseases such as Mumps, Measles etc upto an age of 5 years. What is covered a)    Expenses for physician services, Hospital and medical services, local emergency medical transportation. b)    Dental services for immediate relief of dental pain only covered upto US$225 subject to the limit of cover and deductible. c)    Expenses for physician…