When we think of health insurance most of the prospects particularly, if they are young and married ask the first question is maternity covered in the Insurance.The fact is health insurance covers a person against illness, diseases, accidents, and hospitalisation which are unforeseen. The Point to be noted here is pregnancy is not a disease or illness and is more or less a certain event that can be expected. Hence the insurance companies were not covering maternity earlier unless it comes under a group such as (cover given by the employer to the employees). But the expenses arise out of maternity can be huge sometimes and also eat up the savings moderately. While maternity was not covered a few years back under individual health insurance schemes, Insurers off late have introduced plans with maternity cover under family floaters and individual health plans with additional premium. Also Read about how to go about making a Health Claim in India Group insurance covers with maternity benefits. Maternity covers under group are generally provided by the employers to their employees as follows a) The employee (who is a female and works with the organisation) b) The homemaker who is a spouse of the…