Senior Citizen- Health Insurance A person who reaches an age of 60 years is known as senior citizen in India. Approximately 22% of the Indian population are senior citizens. As the person reaches the age of 60, he/she is prone to more diseases and at times with critical illnesses. Hence it becomes all the more important that a person should have a health insurance cover at this age since the earnings of the person may come down and may eat up the savings when an illness hits. The treatment will prove to be costly affair. Many of the insurers were reluctant to give any health insurance policy once the person approaches an age of 60 in the past as they may face more claims but thanks to some of the government initiatives, many of the public and private insurers are offering the health insurance cover for the senior citizens. CGHS (Central Government Health scheme) The CGHS scheme was brought into effect way back in the year 1954. In which it covers the health care needs of the employees of the central government, semi government organizations, some recognised autonomous organisations, MP’s, accredited journalists, and freedom fighters etc are covered while they…